Reviewed Jul 26, 2026 · plan year 2026 · Method and sources

Your inputs

Every calculation runs locally in your browser. This site is static files with no server-side processing, no database, and no accounts. Bill amounts, denial dates, and plan details are not transmitted, logged, or stored. Close the tab and they are gone.

What is collected

The hosting provider records standard request data — IP address, browser type, pages requested — as any website does. Aggregate analytics may be used to see which tools get used. That measures pages, not people, and is never linked to values entered into a calculator.

Advertising and affiliate links

This site may display third-party advertising. Ad providers use cookies to serve ads based on prior visits to this and other sites, and their handling of data is governed by their own policies. Some outbound links may be affiliate links; that never changes what you pay, and links to government and regulator sources are never affiliate links.

Your choices

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Contact

Questions about this policy go to the address on the method page.